I hope this message finds you well and enjoying the summer season. At Every Season Wealth, we cherish the opportunity to be part of your financial journey and are dedicated to ensuring your investments are always in tune with your goals.

Following our recent investment committee meetings, we have made some strategic adjustments to your investment portfolio. Our disciplined approach begins with a thorough analysis of the economic cycle, followed by an in-depth review of each position to ensure our strategy, performance, and fees align with our core beliefs.

Here is a summary of the changes we’ve implemented:

  1. Introduction of Treasury Money Market: We have introduced a treasury money market through Vanguard.
  2. Fixed Income Adjustments: We added floating rate instruments to our fixed income allocation and adjusted the multi-core holding.
  3. Equity Adjustments: In the equity segment, we swapped the small cap index for a small cap value and small cap growth split.
  4. Emerging Markets Fund Update: We replaced our existing emerging markets fund with one that has ranked better in all areas in our discipline.
  5. REITs Exclusion: Given the current market conditions, we have decided to remove REITs from our general portfolio.

These changes are designed to optimize your portfolio’s performance while adhering to our core principles of expertise, strategy, and care. If you have any questions or would like to discuss these updates in more detail, please do not hesitate to reach out to us.

Thank you for your continued trust in Every Season Wealth. We are here to support you in every season of your financial journey.